Saturday, January 23, 2010

"1 in 3 persons experiencing a disability of 3 months or more" How can that be?

All of you who are readers of my JamesOilerAgent Blogger page know that I've recently contracted with Illinois Mutual to offer Disability Insurance products to individuals and workplace groups. 

What you may not know is this means I'm obliged to read and understand about 600-800 pages of products guides and third party resource materials so I'm well versed in the products, common and less common uses, and technical aspects of these offerings...
Some of the statistics are blowing my mind. At first they are tough to believe but when I think about the sample of people that I know the stats start to ring true.
I found a concise guide to most of the materials I'm reading (sort of a Cliff Notes version) at the www.lifehappens.org web site. (linked below)
1 in 3 persons experiencing a disability of 3 months or more was tough to swallow at first until I started adding up my people. 
The next one I had to prove to myself was the greater risk for women. This one took less time to think through. I know quite a few women who are breast cancer survivors. In my own informal calculus they tip the scales very heavily toward supporting the greater risk for women.
Please find some time to download this 8 page "What You Need To Know About Disability Insurance" guide. It will be worth your time.
Anyone reading this that has substantial student load debt from undergrad and grad school please call me today if you don't have disability insurance. I'd rather serve my friends and family first.



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